Terms of use

Change of Terms

Steven Azar has the right at any time to change or modify the terms or conditions applicable to the use of this site.

Who owns this site?

This website is owned and operated by Steven Azar ABN 62 433 818 785. The user acknowledges that Steven Azar and the names of any products are the intellectual property of Steven Azar. All material on this website is copyright to Steven Azar unless otherwise indicated. All other trademarks appearing on Steven Azar website are the property of their respective owners.

Who can use material on this site?

Steven Azar authorises any user to copy any material published by Steven Azar on this website for non-commercial use only, provided that any copied material from the website retains all copyright or other proprietary notices and any disclaimers.

How should I act on the information provided at this site?

The purpose of this website is to provide you with an information service. If you think you may need investment advice, we suggest you approach a licensed investment adviser. You are also advised to consult with a financial representative prior to the execution of credit documentation with any financial institution. Nothing in this website should be taken by you to be the giving of investment advice.

Limitation of Liability

The Steven Azar website is provided on an as is basis without warranties of any kind, either express or implied, including (but not limited to) warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to transactions conducted on the Steven Azar website.

The user expressly agrees that use of the Steven Azar website is at the users sole risk. Neither Steven Azar, its affiliates nor any of their respective employees, agents, third-party content providers or licensors warrant that Steven Azar will be uninterrupted or error-free. Nor do they make any warranty as to the results that may be obtained from use of the Steven Azar website, or as to the accuracy, reliability or content of any information or service provided through the Steven Azar website.

This disclaimer of liability applies to any damages or injury from any cause including, without limitation, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorised access to, alteration of, or use of record, whether for breach of contract, tortious behaviour, negligence or under any other cause of action. The user specifically acknowledges that Steven Azar is not liable for the defamatory, offensive or illegal conduct of other users or their parties and that the risk of injury from the foregoing rests entirely with the user.

In no event will Steven Azar, or its agents or affiliates be liable for any damages, including (without limitation) direct, indirect, consequential, special, incidental or punitive damages arising out of the use (or of inability to use) the Steven Azar website, and the user hereby acknowledges that the provisions of this section shall apply to all content on the Steven Azar website.

What is Steven Azar's legal status?

Steven Azar is a member of the Mortgage & Finance Association of Australia and Credit and Investments Ombudsman. Steven Azar is not a credit provider.